First-Time Home Buyers - What You Need To Know

You are thinking about buying a home. Congratulations! You are taking the first important step in increasing your net worth. Owning a home can be a fantastic vehicle for not only having a roof over your head, but building wealth and security.

I will be here to guide you, but here are a few important things to keep in mind:

A great first step is to meet with a lender, preferably one who works with the Washington State Housing and Finance Commission. They can advise on first mortgage programs, downpayment assistance, and other loan programs. I can help you find a lender who can help.

Once you determine your homebuying budget and get pre-approved, don’t make big changes.

Changing jobs, buying large items such as furniture or vehicles, co-signing on a loan for someone, or making changes that affect your credit score can impact your ability to buy a home. If you have questions about what you should or should not be doing, talk to your lender.

Your Feedback Matters!

As we are going out looking at properties, the more feedback you can give me, the better. I need to hear about things you like and dislike about the different properties I show you so I can better-understand what you are looking for and represent you.

Your homebuying advocate

There will be opportunities to look at homes when I am not accompanying you. For example, you may want to visit open houses or new construction sites on your own. In these cases, inform the onsite agent that you are working with me so you can continue to have strong representation.

WHEN YOU HAVE A QUESTION – ASK!

I am always here for your homebuying questions…and your concerns. Bring them on!

I have an entire packet of information that I will give you when we begin to work together that outlines everything you need to know about the process. You will be in great hands and I look forward to working with you!